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We are partnered with Fidesmo Pay, Visa, and MasterCard, and our platform supports a variety of banks. To set up your payment ring, simply connect a card from any of our partner banks.
Our partner, Fidesmo, provides tokenization and provisioning services. Provisioning is the process of writing card information into the ring, allowing customers to make payments without opening a new bank account for ring. Essentially, the ring is linked to the card and ring payment transactions will appear in the card transaction that is connected to ring.
There is a known issue with Curve. If the user activates the physical card before activating the ring, the token on the ring with the virtual card data becomes invalid, which prevents SMS codes from being sent. It's important to note that the virtual card provided by Curve during registration does not have the same data (PAN, expiration date, CVV) as the physical card.
To activate Curve, there are two options:
If you've connected your virtual Curve card to the ring during checkout, but later obtained a physical Curve card and activated it before activating the ring, you'll need to remove the ring and connect it again with your physical card via Android.
CNICK does not support the Samsung Pay+ version of the Curve card. Here's how you can resolve this:
Yes, CNICK ring payment is very secure. When you connect a payment card to your CNICK ring, a token is created, which can only be used on your wearable and not online or anywhere else. This means that your wearable is protected against skimming. The token card number is also cryptographically connected to that specific wearable, so it cannot be used on any other wearable, protecting you from fraudulent behaviors. In summary, payments with CNICK ring are even more secure than paying with a physical payment card, where the card number can be used both in-store and online.
No, the ring does not have an expiration date. If the card you have connected to the ring expires, you can simply connect a new card.
The CNICK ring is highly durable and is almost impossible to break by dropping or gripping. While it is not weak or delicate, it is recommended to keep the polished finish looking nice over the coming years. Good ring care starts by avoiding exposure to harsh chemicals and rough treatment, such as wearing the ring while lifting weights or operating machinery, which can compromise the finish and integrity of the ring itself. The finish is the most important factor in keeping the ring in good condition, and if it is compromised, water can penetrate the wood, damaging the ring from the inside. However, the ring can withstand activities such as showering, hand washing, and swimming.
To make a payment, simply tap your knuckle on the POS terminal (not the ring itself) and wait for 1-2 seconds.
Avoid exposing the ring to chemicals and detergents as this can damage the finish. Additionally, we recommend removing the ring when lifting weights to prevent any potential damage.
Metal rings
Heavy Machinery & High-Risk Activities: Always remove your ring before operating heavy machinery, weightlifting, rock climbing, or participating in contact sports. Wearing any metal ring during these activities carries a serious risk of severe finger injury or ring avulsion.
Extreme Temperatures, Electrical & Conductivity Hazard: Metal is highly conductive. Avoid exposing your metal rings to extreme heat (boiling water, high-heat tools) or extreme sub-zero temperatures. The metal can rapidly transfer heat or cold to your skin, causing burns or frostbite. Do not wear metal rings when working with electricity, heavy machinery, or in environments where an electrical arc or electrical short may occur. Exposure to live currents can cause the metal to instantly overheat, leading to severe electric shock, electrocution, arc flash injuries, or catastrophic thermal and deep-tissue burns.
Chemical Exposure: Avoid exposing your ring to harsh chemicals, including household bleach, solvents, heavy detergents, or highly acidic substances. These can tarnish precious metals (silver and gold) and potentially degrade the protective seal housing the internal electronics.
Wooden and Ceramic rings
Chemicals: Do not expose your wooden ring to harsh chemicals, solvents, or alcohol-based products. This includes household cleaning agents, acetone (nail polish remover), and frequently used items like alcohol-based hand sanitizers. These substances will rapidly strip away the protective finish, leaving the raw wood vulnerable to cracking and water damage.
Physical Impact & Heavy Activity: Remove your ring before heavy lifting, weightlifting, rock climbing, or operating heavy machinery to prevent the ring from cracking, crushing, or causing severe finger injuries.
You can connect one card to several rings, but you cannot connect one ring to several cards.
You can use your CNICK ring to pay worldwide wherever VISA and MasterCard is accepted. However, we are currently integrated with specific banks and cards, so you need to have one of those cards to activate payments on your ring. You can see the list of supported banks on our website. If your country is not on the list, stay tuned as we are expanding and adding new banks worldwide.
Actually, you won't need a wallet when using CNICK ring. Instead, you can manage your ring account through Fidesmo Android/iOS app. You can control your finances using the card wallet that is connected to the ring.
No, the payment card used to purchase the ring is not connected to the ring. The card connection process for the ring is a separate procedure.
You can add any website, social media link, or custom URL to the ring. Once saved, tapping the ring on an NFC-enabled smartphone instantly opens the link. You can also add a digital business card by using third-party apps that generate shareable links. To do this, download our CNICK app and follow the in-app instructions.Tutorial
Gen2 is slimmer with a more refined look. The ring is comfortable, sophisticated, and elegant, offering enhanced security.
With just one ring, you can now unlock your Tesla and make payments wherever VISA and MasterCard are accepted. The ring is compatible with Model S and Model X vehicles produced in 2021 or later and all Cybertruck Model 3 and Model Y vehicles. Access is granted from the driver's side.
Find the right sensor spot on the B pillar under the driver side camera. The ring transmits a signal from a circle, therefore you have to touch your knuckle onto the B pillar (knocking position) and do not touch the ring directly to the car. Video Tutorial
Yes, you can connect one ring to multiple Tesla vehicles simultaneously, as long as they are compatible with CNICK ring.
The procedure is very simple, the same as adding a Tesla
keycard: